Monday, December 12, 2011

Credit??????????

Does anyone know where i can access a free credit report of my own credit from?......FREE.............|||http://www.freecreditreport.com





They will usually charge you a $1, but like $35 if you don't cancel the subscription within 30 days.|||The credit agencies are required to release a free credit report to you every year upon request.|||www.annualcreditreport.com








gives you the report for free not the score|||this is pregnancy related HOW?|||annualcreditreport.com





don't use any others, they just charge... they can also ask you to pay a monthly fee etc...





with annualcreditreport.com you can see all three credit reporting agencies and their report and for $6-$7 you can get your actual score.|||https://www.annualcreditreport.com/cra/i鈥?/a>





Annual credit report will offer you your free credit reports for each and every agency- TransUnion, Experian, and Equifax.


Run each bureau on yourself and compare the three.





There is a small possibility that some of your "charge-offs" are over 4 years and should be removed from your report. That depends on what state you live in and you may want to investigate your state's "Statute of Limitations."





You are able to dispute online portions of your report that you feel should not belong there.





Pay off what you can when you can- when something is paid off it DOES reflect on your report.





Don't assume if you ignore it, it will go away because there are ways agencies can get you legally and make you pay by default- I don't have the time to actually go into the details on this but to clean up your credit- investigate and study your credit report!

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