I have no credit and was wondering what credit card I should get. I do not want to get a co-signer and I am not 21. I am getting this card to build credit and was wondering what other things I should do to build my credit. Whats the fast and best way to build credit? with cards or any other device.
Thanks everyone!|||The new federal regulations will make it impossible for you to get a credit card if you are under 21.
Don't fall for online scam sites that tell you otherwise.
Two ways:
1. Get a secured card from your bank where you have your checking.
Compare it first to Citi and Orchard - they have among the best.
In a year (if you are over 21 then) it will turn into a credit card if you use it wisely.
Wise use: Replace the money in full each month - no games.
2. Make a secured loan.
Drop about $1,500 to $3,000 into a savings or a cd, then ask the bank to make a one year loan against this money...|||小redit repair work械d fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service - buildcredit.ifastnet.com
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