How do I establish credit and become eligible for a credit card?

I cant get a credit card due to the fact that I have no credit. They say you cant get credit with no credit, ok? Are there any useful tips or information as to how I can build credit and build it fast. How can I become eligible for a credit card?|||Get a credit card from local bank and pay it in time. You also can use this service to avoid common mistakes while buiding credit and pre-estimate future scores for different scenarios of payments - credit-report-free.totalh.com|||Go to your local bank/credit union. Talk to one of the people sitting at the desks, ask them. They will give you a few ideas. Usually they have specific credit cards for those with no credit.|||It is possible. Consider these ideas to get started...





1- if you have a cell phone in your name you pay for, you are establishing credit.


2- if you are a student, there are several student credit cards that will help get you started with a low credit limit


3- you can always have someone co-sign for you to help you get going


4- many retail credit cards, such as Gap, Old Navy, Target, etc. don't even check your credit. If you can open one of these accounts and make a few purchases, pay the balance off and repeat for a few months, you will have some credit to work with


5- Consider a pre-paid credit card. Those are like a debit card wherein you deposit cash and then spend like a credit card.


6- Even with no credit history, if you have a stable employment history, a checkng account with some cash on hand, you should be able to get approved somewhere.





Good luck|||Go to your bank and ask them if they offer a secured credit card


You will be required to deposit $300 or more and this will become your credit limit


After about 18 mos to 2 years of responsible use, you should be able to convert it to an unsecured card


There is NO way to build your credit FAST. It takes years.|||get help ; open the second %26amp; fourth link on: www.credit-debit-card.co.cc