What credit card companies offer cards for people with bad credit?

I have made some bad financial decisions in my life and as a result I have horrible credit. I am looking for a credit card company that will issue me a card in order to rebuild my credit. Are there any companies that don't have an outrageous interest rate that will help me get my credit back on track?|||There are credit card companies that work with people that have damaged credit like Orchard Bank, First Premier, H.S.B.C. and Capital One. But they all charge high interest rates and fees.





If you pay in full every month you can avoid the interest charges.|||No


And, that is the penalty for screwing up. You will either not be approved for any unsecured card, or, if you are lucky enough to find one, they will have an outrageous application or annual fee and the interest will also be through the roof. Money will cost you a lot to borrow.





The only type of card you *may* be able to get is a secured card. If your credit score is below 500, don't bother even applying for one, because you won't even get one of those.





If you belong to a credit union, inquire about a secured credit card there.|||Some banks offer secured cards. Different than a prepaid card, a secured card works just like a credit card, except you have to make a security deposit up-front. It helps repair your credit because you have to make on-time payments for your purchases, in addition to the security deposit.





Also, if you pay your balance in full each month, there usually won't be an interest charge.|||You will most likely need to get a secured credit card if you have bad credit. With a secured card you will need to put down a deposit however it will be reported to the credit bureaus. Orchard Bank offers secured credit cards for people with bad credit. Please see the source link if you would like to apply.|||OK. If you are concerned re the interest rate then you are intending to use the card for more than just building your credit. So, you need to pay off any credit card debt in full every month. That being said, you can ask for aa secured card. This is your best option.|||Short version of my answer: no.





With a poor record you will be offered cards with high interest, low limits, and very high overage fees.|||you would be lucky to get a card. if you do your interest will be sky high.