What is the best credit monitoring service to use?

I would like to know what is the best credit monitoring service to use. I want to be able to see my credit scores from all three credit reporting agencies, get alerts when credit is ran, all three credit reports, and be able to protect my credit with a password. Any idea what the best option would be?|||This HAS to be picked as the "best answer".





But sorry, I had to LOL when I saw your question.





My credit expertise is probably in the top ten or five people in the nation and I've written articles on identity theft that were published all over the world including ideas no other credit author ever came up with (unless they plagiarized me).





Here's my article under my pen name: http://www.armytimes.com/money/financial鈥?/a>





And I do NOT use a credit monitoring service.





Further, the credit scores you see at such services are NOT the scores creditors get. To me its just another monthly bill scam. Invest the money you save in silver.





Just practice protecting your ID and read my article at the URL provided.|||I recommend mycreditkeeper.com they have a great service they give you 30 days free and provide you with your 3 scores. I have personally used every monitoring service out there and most of them are very inaccurate I have compared each of them to an actual report pulled by a mortgage company and the closest one in scores and info is always mycreditkeeper.com, they also have one of the lowest monthly fee of 9.99 a month and provide you with a 1 credit pull a month with 3 scores and a score tracker from Experian. As far as protecting your credit with a password i don't know if by that you meant to avoid companies from accessing your report to provide you pre-approved offers if that is the case you can get your info into the op-tout website that way your information will not be sold to credit card companies. Now if you believe you have been the victim of ID theft first of all file a police report and then submit a credit freeze alert to the three credit bureaus this will set a record on your report that will protect you from any future accounts created under your name without your authorization. After that find any inaccurate accounts and dispute them with valid reasons this should help you.